Balance Your Investment Demands
Investment management and portfolio selection are essential steps in building your net worth.
At the early stages of wealth management, the focus is on accumulation planning which involves addressing your individual investment needs, risk tolerance, and determining the suitability of different types of securities that will fit your goals.
As your wealth grows, needs and desires will change as competing interests make demands on available funds. Long-term investment planning seeks to achieve a balance between those demands, such as planning for a child’s education and supporting a comfortable standard of living in retirement.
When risk increases, so can the potential for reward. You can find comfort in the long-term planning process that tests over 1,000 risk/return scenarios to see if your portfolio design and income needs are realistic. Asset allocation is used to distribute your investable assets (both inside and outside of retirement plans) among different investment categories such as stocks, bonds, and cash. This process is designed to reduce overall investment risk while providing you with the confidence that experts are watching over your investment returns.
REDW Wealth investment consulting services are customized for individuals, families, businesses, non-profits, and tribes. Our experience ranges from internal audit testing for large government agencies to creating customized investment policies for tribes. Below are some examples:
- Creating/updating your investment policy statement
- Designing asset allocation strategies to meet a specific return goal
- Assisting as an independent consultant in Requests for Proposals (RFP)
- Performing a fee analysis on your investments against benchmarks
- Assisting committees and trustees in meeting their fiduciary responsibilities
- Providing education and training on investments, retirement plans, and fiduciary roles
- Forecasting long term budgets against the portfolio’s expected return and risk
Explore the five areas of Investment Planning…
• Mutual Funds
• CD’s MMKT
• Govt. Notes Bonds
• Corporate Bonds
Personal Needs Planning
• Cash Flow
• Emergency Fund
• Mortgage Payoff
• Long Term care
• Income Taxes
Specific Needs Planning
• Stock Option Strategies
• Margin Strategies
• Large Equity Positions
• 1031 /1035 Exchanges
• Special Needs Planning
• NQ EE Benefits & Distributions
• Investing For Gifting
• IRS Approved Tax Shelters
• Managed Futures
• Private Equity
• Oil & Gas
• Real Estate
• Monte Carlo Analysis
• Investment Policy Stmt.
• Tax Efficiency
• Portfolio Optimization
Evaluating Your Tax Strategies
With the Universe of Financial Advice, Planning, and Wealth Management our wealth managers use Strategic Income Tax Planning as one of the three lenses through which we evaluate financial and investment decisions.
Managing Your Risk
While each individual is the ultimate decider of the financial decisions you face, we’ll help you make informed decisions using facts and evaluating real alternatives with Risk Management Planning.
Whether you are just starting to think about an investment plan or looking for consulting while organizing your financial affairs, we can tailor a strategy intended to help you feel confident and in control.
Fair and Balanced Disclosure
Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon a variety of factors, such as the client’s investment, tax, and financial circumstances and overall objectives. The effectiveness and potential success of investment planning services depends on a variety of factors, including but not limited to savings and accumulation rates, asset class and sector allocations, and prevailing market conditions. Past performance does not guarantee future results. All investing comes with risk, including risk of loss. Advisory services provided by REDW Wealth, LLC. Tax and accounting services provided by REDW, LLC.