Ask the Experts

You will find Social Security in the Retirement Planning section of the Universe of Financial Planning as a single item under Supplemental Benefits.  Although it is only one item among over 150, it is one of the foundations of retirement income planning that is surrounded with complexities and rule sets that almost defy description. To explain all the rules to Social Security staff member, the Program Operations Manual (POMS) includes over 20,000 pages.

REDW Wealth Senior Financial Planner David Cechanowicz JD, MSFS, EA, AEP®, CLU®, CHFC®, a nationally recognized expert on claiming Social Security retirement benefits, can help answer your questions about:

  • Eligibility for benefits
  • Spousal Benefits
  • Survivor Benefits (Widow and Widower)
  • Grandparent Benefits
  • Working and collecting Social Security
  • The effect of claiming early
  • The effect of claiming late
  • How should Married couples claim their benefits?
  • How your year of birth affects claiming rules
  • Benefits for adopted children/grandchildren
  • How is your benefit calculated?
  • How does working longer affect your benefit?
  • What benefits are available to divorced individuals
  • What happens to my benefits if I have a government pension?
  • What does the SSA need to process a claim?
  • What is the Family Maximum
  • How are Social Security benefits taxed?
  • How does other income affect Social Security Benefits?

Ask the Expert, Social Security Q & A

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The Universe of Financial Planning

Business Planning

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Retirement Planning

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Estate Planning

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