Financial Planning Services

The right planning can get you on the path toward creating the life you want for you and your family. REDW Wealth managers are experienced at helping our clients achieve a wide range of goals – from estate plans that preserve assets and minimize taxes, to retirement strategies that maximize income and reduce taxes.

A planning engagement may range from a simple cash flow analysis to a full financial plan that looks into every aspect of your financial life. We focus on four broad areas of planning, and then filter our recommendations through the lenses of risk management, strategic tax planning and our fiduciary duty.

Retirement Planning

Retirement planning involves evaluating your current financial situation and applying the proper accumulation or distribution strategy to fit your ultimate needs. Our planning will address how to maximize growth, create dependable income streams, and optimize taxation of income and wealth.

Estate Planning

Estate planning creates a plan for the management of your property during life, and the distribution of that property at death. The ultimate goal is to create the most efficient transfer of your property to your heirs, at minimal cost and with complete privacy.

Business Planning

Business planning focuses on issues unique to business owners and shareholders. For most business owners, their business is their most significant asset. And without proper planning, the value of the business may not be able to support retirement goals, or it may suffer a loss in value at death.

Investment Planning

Planning for investment involves managing debts and earnings, and building a portfolio of assets. Whether you are investing for retirement, college, or another objective, we will help you qualify your goals, develop a strategy, and choose the most appropriate vehicles.

Risk Management

Our team is trained to understand and identify common financial risks that may be associated with your assets, businesses, or health. For example, you may have exposure to personal or professional liability, property losses, catastrophic illness or disability. We can show you how to avoid or minimize major risk exposures.

Strategic Tax Planning

In the world of financial advisors, many add to their financial disclosures that they do not give tax or legal advice. While REDW Wealth does not give legal advice, we proudly raise our hands and say, “Yes, we do give tax advice.” Not only can we complete your income tax return, but we also have a unique understanding of how various sources of income in retirement interact for the purposes of income taxes. We’ll help you look forward to create the most tax-efficient streams of income in retirement.

Specialized Planning Services

Our advisors can provide specialized guidance because of their expertise in specialized areas of planning.

Claiming Social Security Retirement Benefits

One of the most significant financial decisions that an individual or couple faces is how and when to claim Social Security retirement benefits. Recent changes enacted by Congress have created different claiming rules for married individuals in the same household. Our team of advisors can help you make wise decisions for this foundation of your retirement income.

Stock Option & Cash-Flow Planning

Many executives and employees have significant resources in stock options, appreciation rights and discount purchase plans. Our advisors develop individual strategies to help you achieve higher after-tax wealth while reducing overall risk.

We Can Help

Whether you are just starting to think about your financial goals, or you’re looking for peace of mind while organizing your financial affairs, we can tailor a plan that will help you feel confident and in control.

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